Both travel and travel-related services have come a long way in the last decade. The actual travel costs, which used to be very prohibitive, have been reduced considerably, which means that more people can afford to travel to the destinations of their dreams. In addition, travel facilities and services related to travel have also improved considerably.

Documentation processes have become more efficient, including passport and visa requirements and processing, reservations and ticketing. Businesses related to travel, such as those related to accommodation, gastronomy, excursions and others, have become more integrated and full-service. Even the travel industry, which once limited itself to offering unique travel accidents and life coverage, has become a full service industry offering diverse policies to cover virtually all the risks a traveler may face during a trip, either abroad or national. Nowadays, a good policy covers deaths, personal accidents, medical expenses, emergency repatriation, loss or delay of checked baggage, loss of passport and other third party responsibilities. The types of coverage now include single or multiple travel policies and individual, group or family policies, among others. But perhaps the most complete is the annual travel insurance.

For many people, an annual policy is the best option when it comes to being adequately covered. It provides a comprehensive and personalized coverage for the various risks related to business or pleasure trips, and, as the name implies, covers it throughout the year, no matter how many trips you make. Here are some questions to ask if you are considering an annual policy.

Do you travel more than once a year?

If it only takes one year, a single travel policy, covering only one trip, may be appropriate for your needs. However, you would be missing out on many great experiences by limiting yourself to one trip per year! Never before has the trip been so accessible. The facilities and equipment are innovative, travel-related costs are at an all-time low, and many travel companies and destinations have conglomerated to create travel adventures that in recent years would have been almost impossible or would cost a fortune. This is the perfect time to travel, and with an annual travel insurance you can make all the trips you want and be covered for a whole year.

Do you have the time (or the patience) to perform the same task over and over again?

Modern life, although wonderful in many ways, also demands much of a person’s time and energy. Traveling is a great relief from stress, especially when you do not have to deal with the sometimes tedious, travel-related tasks, such as those related to paperwork and documentation. Fortunately, your travel cover does not have to be one of these tasks. With the annual travel insurance, a policy covers it in several trips during a whole year. A trip to your agent or online transaction is all you need.

Do you want to save money?

There is no doubt: a good policy saves you money by protecting you from various risks related to travel and possible losses, such as flights and lost reservations, loss of luggage, emergency repatriation and countless other scenarios. With an annual policy, you will also get the additional savings of paying a flat, single, discounted rate instead of paying several times for multiple trips throughout the year.

Do you want tranquility?

A hundred things can go wrong before and during a trip; That’s why every trip is an adventure. However, adequate coverage can alleviate the worry and protect it from the innumerable risks associated with travel. And with an annual travel insurance, it is protected for a whole year!